At Mountainside Insurance Management, we not only protect your property, valuables, and assets, we also can help you safeguard what matters most to you: your family. We can tailor Individual Life and Health insurance policies to your needs.
We can help your family prepare for its financial obligations in the event of your unexpected death. We offer Term Life insurance, which is straight insurance policy that comes with no investment component. You’re buying coverage that lasts for a set period of time as long as you pay the monthly premium.
We can also secure Whole Life insurance for you, which combines Life coverage with an investment fund. You’re buying a policy that pays a stated, fixed amount on your death, and part of your premium goes toward building cash value from investments made by the insurance company. Cash value builds tax-deferred each year you keep the policy, and you can borrow against the cash accumulation fund without being taxed. The amount you pay usually doesn’t change throughout the life of the policy.
Today’s health insurance landscape is more complex and uncertain with potential changes that can impact the type and amount of coverages available. We can help you navigate this ever-changing field to choose a provider and plan works for you. Our providers offer everything from HMOs, PPOs, and EPOs to high-deductible plans linked to health savings accounts.