Get the benefit of insurance back-up for your life and health.

We can help your family prepare for its financial obligations in the event of your unexpected death. We offer Term Life insurance, which is straight insurance policy that comes with no investment component. You’re buying coverage that lasts for a set period of time as long as you pay the monthly premium.

We can also secure Whole Life insurance for you, which combines Life coverage with an investment fund. You’re buying a policy that pays a stated, fixed amount on your death, and part of your premium goes toward building cash value from investments made by the insurance company. Cash value builds tax-deferred each year you keep the policy, and you can borrow against the cash accumulation fund without being taxed. The amount you pay usually doesn’t change throughout the life of the policy.